:root{--bg:#f7f7f2;--surface:#fff;--surface-strong:#f0efe7;--text:#1c2724;--muted:#58645f;--line:#d9d8cf;--brand:#116149;--brand-dark:#0c4534;--accent:#c78b2a;--blue:#1f5f91;--danger:#9b2f24;--shadow:0 18px 50px #1c272414;--radius:8px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--bg);color:var(--text);margin:0;font-family:Arial,Helvetica,sans-serif;line-height:1.6}a{color:var(--brand);text-decoration:none}a:hover{color:var(--brand-dark);text-decoration:underline}button,input,select{font:inherit}.site-shell{flex-direction:column;min-height:100vh;display:flex}.site-header{z-index:10;border-bottom:1px solid var(--line);-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);background:#f7f7f2f0;position:sticky;top:0}.nav{justify-content:space-between;align-items:center;gap:24px;max-width:1160px;margin:0 auto;padding:14px 20px;display:flex}.brand{color:var(--text);letter-spacing:0;align-items:center;gap:10px;font-weight:800;display:inline-flex}.brand-logo{border-radius:7px;flex:none;width:34px;height:34px;display:block}.nav-links{align-items:center;gap:18px;font-size:14px;display:flex}.nav-cta,.button{border:1px solid var(--brand);border-radius:var(--radius);background:var(--brand);color:#fff;cursor:pointer;justify-content:center;align-items:center;gap:8px;min-height:42px;padding:10px 16px;font-weight:700;display:inline-flex}.nav-cta:hover,.button:hover{background:var(--brand-dark);color:#fff;text-decoration:none}.button.secondary{color:var(--brand);background:0 0}.button.secondary:hover{background:var(--surface-strong);color:var(--brand-dark)}main{flex:1}.container{max-width:1160px;margin:0 auto;padding:0 20px}.hero{border-bottom:1px solid var(--line);background:linear-gradient(180deg, #fff 0%, var(--bg) 100%);padding:64px 0 44px}.hero-grid{grid-template-columns:minmax(0,1.1fr) minmax(320px,.9fr);align-items:center;gap:38px;display:grid}.eyebrow{color:var(--brand);text-transform:uppercase;letter-spacing:.08em;margin:0 0 14px;font-size:12px;font-weight:800}h1,h2,h3,h4{letter-spacing:0;line-height:1.15}h1{margin:0 0 18px;font-size:clamp(40px,6vw,68px)}h2{margin:0 0 16px;font-size:30px}h3{margin:0 0 10px;font-size:20px}h4{margin:0 0 8px;font-size:16px}.lead{max-width:720px;color:var(--muted);margin:0 0 24px;font-size:19px}.hero-actions,.button-row{flex-wrap:wrap;align-items:center;gap:12px;display:flex}.trust-row{grid-template-columns:repeat(3,1fr);gap:12px;margin-top:24px;display:grid}.trust-pill{border:1px solid var(--line);border-radius:var(--radius);background:var(--surface);padding:14px}.trust-pill strong{font-size:18px;display:block}.trust-pill span{color:var(--muted);font-size:13px}.panel{border:1px solid var(--line);border-radius:var(--radius);background:var(--surface);box-shadow:var(--shadow);padding:22px}.section{padding:48px 0}.section.alt{background:var(--surface);border-block:1px solid var(--line)}.grid-3{grid-template-columns:repeat(3,1fr);gap:18px;display:grid}.grid-2{grid-template-columns:repeat(2,1fr);gap:22px;display:grid}.card{border:1px solid var(--line);border-radius:var(--radius);background:var(--surface);padding:20px}.card p:last-child{margin-bottom:0}.muted{color:var(--muted)}.content-layout{grid-template-columns:minmax(0,1fr) 300px;align-items:start;gap:34px;padding:36px 0 56px;display:grid}.article{border:1px solid var(--line);border-radius:var(--radius);background:var(--surface);padding:30px}.article h1{font-size:clamp(34px,5vw,54px)}.article section{border-top:1px solid var(--line);padding:26px 0}.article section:first-of-type{border-top:0}.direct-answer{border-left:4px solid var(--brand);background:var(--surface-strong);margin:20px 0;padding:16px 18px}.table-wrap{border:1px solid var(--line);border-radius:var(--radius);overflow-x:auto}table{border-collapse:collapse;width:100%;min-width:620px}th,td{border-bottom:1px solid var(--line);text-align:left;vertical-align:top;padding:13px 14px}th{background:var(--surface-strong);text-transform:uppercase;color:var(--muted);font-size:13px}tr:last-child td{border-bottom:0}.checklist,.step-list{padding-left:20px}.checklist li,.step-list li{margin:10px 0}.sidebar{position:sticky;top:88px}.sidebar .card{margin-bottom:16px}.breadcrumbs{color:var(--muted);margin-bottom:18px;font-size:14px}.faq-item{border-top:1px solid var(--line);padding:18px 0}.faq-item:first-child{border-top:0}.source-list{padding-left:18px}.disclaimer{color:#5f4615;border-radius:var(--radius);background:#fff8e7;border:1px solid #ead7a8;padding:14px 16px;font-size:14px}.form-message{border:1px solid var(--line);border-radius:var(--radius);background:var(--surface-strong);padding:10px 12px}.form-message.success{color:var(--brand-dark);background:#eaf8f1;border-color:#a8d8c2}.roadmap-lead-panel{gap:18px;display:grid}.roadmap-preview{border-top:1px solid var(--line);padding-top:18px}.roadmap-preview-header{justify-content:space-between;align-items:flex-start;gap:18px;display:flex}.roadmap-preview-header h3{margin-bottom:0}.mini-score{background:var(--brand);color:#fff;border-radius:50%;flex:none;place-items:center;width:56px;height:56px;font-size:20px;font-weight:800;display:grid}.roadmap-summary{grid-template-columns:repeat(3,1fr);gap:10px;margin:18px 0;display:grid}.roadmap-summary div{border:1px solid var(--line);border-radius:var(--radius);background:var(--surface-strong);padding:10px}.roadmap-summary dt{color:var(--muted);text-transform:uppercase;font-size:12px;font-weight:800}.roadmap-summary dd{margin:4px 0 0;font-weight:700}.roadmap-preview-block{margin-top:18px}.roadmap-preview-block p:last-child{margin-bottom:0}.step-list.compact li{margin:8px 0}.roadmap-next-links{flex-wrap:wrap;gap:10px;margin-top:18px;display:flex}.roadmap-next-links a{border:1px solid var(--line);border-radius:var(--radius);background:var(--surface-strong);padding:8px 10px;font-size:14px;font-weight:700}.roadmap-next-links a:hover{background:#fff;text-decoration:none}.roadmap-caveat{color:var(--muted);margin:18px 0 0;font-size:13px}.roadmap-step-grid{counter-reset:roadmap-step;grid-template-columns:repeat(2,1fr);gap:14px;padding:0;list-style:none;display:grid}.roadmap-step-grid li{counter-increment:roadmap-step;border:1px solid var(--line);border-radius:var(--radius);background:var(--surface);padding:18px}.roadmap-step-grid li:before{content:counter(roadmap-step);background:var(--brand);color:#fff;border-radius:50%;place-items:center;width:32px;height:32px;margin-bottom:12px;font-weight:800;display:grid}.roadmap-step-grid p:last-child{margin-bottom:0}.roadmap-callout{border-radius:var(--radius);background:#edf7f3;border:1px solid #c8d8d1;padding:16px 18px}.site-footer{border-top:1px solid var(--line);background:var(--text);color:#fff;padding:34px 0}.site-footer a{color:#d5f5e9}.footer-grid{grid-template-columns:1.3fr 1fr;gap:24px;display:grid}.footer-links{flex-wrap:wrap;justify-content:flex-end;gap:14px;display:flex}.calculator-shell{grid-template-columns:minmax(0,1fr) minmax(320px,.9fr);align-items:start;gap:26px;display:grid}.form-grid{grid-template-columns:repeat(2,1fr);gap:16px;display:grid}.field{gap:6px;display:grid}.field label{font-weight:700}.field select,.field input{border:1px solid var(--line);border-radius:var(--radius);min-height:44px;color:var(--text);background:#fff;padding:10px 12px}.result-score{grid-template-columns:110px 1fr;align-items:center;gap:16px;margin:18px 0;display:grid}.score-circle{background:conic-gradient(var(--brand) var(--score), var(--surface-strong) 0);border-radius:50%;place-items:center;width:104px;height:104px;display:grid}.score-circle span{background:#fff;border-radius:50%;place-items:center;width:76px;height:76px;font-size:24px;font-weight:800;display:grid}.tag-list{flex-wrap:wrap;gap:8px;padding:0;list-style:none;display:flex}.tag-list li{border:1px solid var(--line);background:var(--surface-strong);border-radius:999px;padding:6px 10px;font-size:13px}@media (max-width:900px){.hero-grid,.content-layout,.calculator-shell,.grid-2,.grid-3,.footer-grid{grid-template-columns:1fr}.sidebar{position:static}.nav{align-items:flex-start}.nav-links{display:none}.trust-row,.form-grid,.roadmap-summary,.roadmap-step-grid{grid-template-columns:1fr}}@media (max-width:560px){.hero{padding-top:42px}.article{padding:22px}.result-score{grid-template-columns:1fr}}
